Beware Online Shopping Scams this Holiday Season

How to Identify a Pyramid Scheme
The United States Computer Readiness Team (Part of the Department of Homeland Security) just released an announcement alerting users to holiday phishing scams and malware campaigns. You can check it out here. No new news here. This is the best time of year for scammers. More than any other time of year there are two types of people; those looking to spend money online and those looking to make more money online. With Cyber Monday’s sales passing $2 billion in 2014, that is a lot of people. To quote the poet Thomas Tusser “A fool and his money are soon parted.” To make sure that you ar...
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Jobs from Home

Jobs from Home
The realities of Jobs from Home I was recently poking around some of my favorite forums and someone made the blatant statement that "There is absolutely no jobs from home that you could make a real income from." I always find these statements interesting because I work from home and make a good income. Two things have probably happened to this person that lead them to make this statement. Scenario 1. They probably got scammed. One day they were looking for jobs from home online they could do to earn money and ran across a website for some program that guaranteed wealth. We have all seen th...
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Is This a Scam?

Is this a Scam
Below are great questions to ask when evaluating work from home opportunities. Some of these questions may seem very obvious but you would be surprised how many people give someone their money and then start asking questions when it is too late. Before you do anything you should always take a step back and get some answers to some of these great questions. Have I researched this work from home opportunity fully? Do not rush into any online money making opportunity. Take sufficient time to fully understand how you are going to make money online and the structure in which you get paid. How of...
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Disadvantages of Staring Your Own Business

Disadvantages of Starting Your Own Business
Starting your very own business from scratch can have a lot of advantages. Some being not having to answer to anyone but yourself, you have full control over all decisions and your success is your own. But there are many disadvantages of starting a legitimate home based business from scratch. Here are a few. One disadvantage is that you have very limited resources. Since you are doing this all on your own you do not have investors or other people to delegate to. The term “resources” doesn’t refer only to money. Resources are also material and most importantly time among other things. There ...
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Advantages of Starting Your Own Business

Advantages of Starting Your Own Business
When starting your own business there are many things to consider. Here are some of the advantages of starting your own business from scratch. If you are seriously considering starting your own legitimate work from home business there are many options available. One of the very first things you have to consider is whether to start something on your own from scratch or become part of an already established business opportunity. There are pros and cons to both. In this article we will discuss the advantages of starting your own business from scratch. A great advantage for most people is th...
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Pyramid Scheme

How to Identify a Pyramid Scheme
The major difference between a Multilevel Marketing (MLM) program and a Pyramid Scheme is how the "opportunity" is laid out. The ultimate goal of a Pyramid Scheme is you have to pay a fee and then recruit other people to pay that same fee. With MLM you are trying to sell product.  The basic principle is that the more people you have selling the product, the more product will be sold, and more money will be made. How to Tell if it is Multilevel Marketing or a Pyramid Scheme: 1) If they are asking for a large money investment they are probably a Pyramid Scheme. Legitimate Multilevel Market...
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Fake Checks Scam

Fake Checks Scam
The fake checks scam is more common than you would think. Unfortunately people still fall for it or the scammers wouldn't still be doing it. I almost fell for a fake checks scam myself about 13 years ago. Here is how the fake checks scam works and what to look out for. There are really two basic ways these scammers will come at you. The first is if you are trying to sell something online and the second is if you are looking for a job. Fake checks scams can be initiated any time there is some type of financial transaction that needs to take place. Preferably online. Here is a very basic e...
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Get Paid to Read Mail

Get paid to read mail
All envelope stuffing and direct mail program (s) are scams. You will NEVER get paid to read mail. Of all the millions of people that have been made suckers from this is just maddening. I have not run across a legitimate envelope stuffing opportunity. Anyone who tells you differently is a complete and absolute liar. Let's apply a little common sense to the get paid to read mail concept. What company would pay $1 to $10 for every envelope stuffed when there are machines that will stuff them for about 1 cent each? That is why any direct mail program is a scam. I can have a mailing campaign of...
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How to Get Paid Taking Surveys

Taking Surveys to Make Money
Here are some good tips on how to get paid taking surveys but also how to avoid the real wastes of time. When trying to avoid scams there are some very basic things to keep in mind that will help you not waste your time or your money. The "golden rule" to avoid any kind of scam whether it be surveys or the millions of other types is "if it sounds to good to be true, it probably is." A very common "pitch" is usually something along the lines of making a full time income for giving your opinions at home in your pajamas. The other common claim involves making $175 in fifteen minutes participat...
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Reading Email to Make Money

Paid to Read Email Scam
"Paid to Read Emails" (PTR) scam or pyramid scheme? Can reading email to make money be real? How much money can someone make reading email? There are literally thousands of programs for reading email to make money online. As with any other business opportunities on the internet, some are legitimate while others are nothing more than scams. The difference with "Paid to Read Emails" programs is they are free to join and you are not aware they are a scam until it is time to cash out or request your payment. Once you do request you either not paid or your account is terminated. Some "Paid to Re...
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